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An Effective Tool To Reduce Or Discharge Debt

When you are struggling to make mortgage payments, pay hospital bills or reduce credit card debt, it may seem like the walls are closing in on you. Due to the fall of the housing market and the instability of jobs these days, people have found themselves in a tough financial situation. Not only is facing debt stressful enough, abusive creditors have also begun to threaten debtors through constant telephone calls and letters. If you are facing this situation, filing for bankruptcy may benefit you.

At the law firm of Daniel W. Uhlfelder, P.A., in Santa Rosa Beach, Florida, we help clients reduce or discharge their debt through the bankruptcy process. Although you may be facing a financial crisis, it is important to be informed about what decisions will improve your situation in the best manner. We can help you with all aspects of bankruptcy and are personally invested in your case.

Helping You Understand How Bankruptcy Can Help

Filing bankruptcy is an effective tool to reduce or discharge debt. Whether you file for Chapter 7 or Chapter 13 bankruptcy, once you file the necessary documents, you will be protected by a court order from all forms of creditor harassment. It also provides you a means for foreclosure defense, allowing you and your family to stay in your home.

Depending on your financial situation, you may or may not be eligible to file for bankruptcy. If bankruptcy is not right for you, we can also pursue a loan modification with your lenders or other options that can lead to beneficial outcomes.

We Can Walk You Through Chapter 7 Or Chapter 13 Bankruptcy

Facing overwhelming debt on your own is never easy, but we have the experience to help you immediately. To schedule a free initial consultation, call 850-909-2225 or fill out a short contact form today. Together we can help you get a fresh start and understand what options can improve your situation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.